vCard – India's 1st Credit Card for UPI Payment

vCard - India’s 1st Credit Card App for UPI Payment is now here!

vCard lets you do UPI payments to any QR - BHIM UPI, PayTM, PhonePe, Google Pay, Whatsapp, etc. What's more, you can also transfer an amount to your own UPI Id and pay whenever wherever. Up to 45 days interest-free. Convert Entire Credit Card Limit into Low-Cost EMI with 13-20% interest after that.

You can now use your credit card to do transactions of greatest to lowest values - from malls, showrooms, boutiques, and outlets to any small grocery, restaurant, and local vendors.

vCard is also has a First-of-its-Kind Chat-based Credit Card Support.
Now you don’t have to spend long hours waiting to connect to the customer support or listen to the monotonous flute music. Just reach out to Bot + Human support through the vCard app, Facebook, Whatsapp, etc.

On-Demand Personal Loan. Do-It-Yourself. Seamless

The vCard Experience

Enjoy never before local and relevant rewards in Shopping, Dining, Travel, Grocery, etc. instead of complex reward points or spammed offers. Sophisticated AI tools to understand your preferences and match to only relevant merchant offers.

Unique. Local. Relevant Offers only.

Multiple Lending partners to allow credit limit to all customer categories - including entrepreneurs, young professionals, and those with poor credit scores. Adding new cities and lenders every month.

#EveryoneDeservesACreditCard